Cost ComparisonFebruary 10, 20266 min read

Why Shared Housing Has Lower Move-In Costs Than Apartments

A practical comparison of upfront costs between traditional apartments and shared housing — and why more renters are choosing the flexible option.

For many renters, the biggest barrier to securing housing isn't monthly rent — it's the move-in cost. First month's rent, last month's rent, security deposits, application fees, and utility setup can easily total thousands of dollars before you ever receive keys.

That's why more people are choosing shared housing as a flexible and affordable alternative to traditional apartments.

This article explains why shared housing typically has lower move-in costs, how it works, and who benefits most from this option — especially when working with a placement service like Unity Living.

The True Cost of Moving Into an Apartment

When renting a traditional apartment, renters often pay:

First month's rent
Last month's rent (or partial)
Security deposit (often equal to one month's rent)
Application and admin fees
Utility deposits and setup fees
Furniture and household essentials

Even for a modest apartment, move-in costs can range from $3,000 – $6,000 or more — before rent is ever paid again.

For people relocating, between leases, or rebuilding financially, this upfront cost can be unrealistic.

How Shared Housing Reduces Move-In Costs

Shared housing operates differently. Instead of leasing an entire apartment, you rent a private bedroom within a furnished home. This structure reduces costs in several key ways:

Lower Deposits

Shared housing often requires smaller deposits than apartments — or, in some cases, no traditional deposit at all.

Furnished Spaces

Most shared homes come furnished, eliminating the need to purchase beds, sofas, tables, and kitchen essentials. This alone can save hundreds or thousands of dollars.

Utilities Are Often Included

Electricity, water, internet, and sometimes cleaning services are typically bundled into one monthly cost — removing utility deposits and setup fees.

No Long-Term Lease Pressure

Shared housing commonly offers month-to-month or short-term options, reducing the financial commitment required upfront.

At a Glance: Apartment vs. Shared Housing

Cost CategoryTraditional ApartmentShared Housing
Security Deposit$1,000 – $2,500+Low or none
First Month's Rent$1,200 – $2,000+$800 – $1,100
Last Month's RentOften requiredTypically not required
Utility Deposits$200 – $500+Usually included
Furniture$1,000 – $3,000+Furnished
Lease Term12 months typicalFlexible / month-to-month
Estimated Total Move-In$3,000 – $6,000+$1,500 – $2,000

Placement Services vs. Apartment Leasing

Apartment leasing offices are paid by large property management companies. Shared housing placements, however, require individualized coordination.

With a placement service like Unity Living, renters benefit from:

  • Faster access to available rooms
  • Guidance through the process
  • Reduced trial-and-error searching
  • Clear expectations before move-in

Instead of paying thousands upfront to an apartment complex, renters redirect their resources toward a faster, simpler move-in.

Why Lower Move-In Costs Matter

Lower move-in costs mean:

Less financial strain
Faster housing security
More flexibility during transitions
Less reliance on credit or loans

For many renters, shared housing isn't just cheaper — it's more realistic.

Who Shared Housing Is Best For

Shared housing with lower move-in costs is ideal for:

  • Working professionals
  • Individuals relocating to a new area
  • People between leases
  • Renters rebuilding credit or savings
  • Anyone needing housing quickly without large upfront expenses

If timing, affordability, and flexibility are priorities, shared housing offers a practical alternative to apartment living.

Final Thoughts

Traditional apartments work well for some — but they're not the only option.

Shared housing provides a way to secure safe, private living space without the heavy financial burden that often comes with apartment move-ins. With furnished homes, lower deposits, and flexible terms, it's an option worth considering.

If you're exploring shared housing and want guidance through the process, UnityLiving.co can help you get started.

Ready to Explore Shared Housing?

Unity Living works diligently to place each approved applicant into a shared housing environment that best fits their background, needs, and preferences.